Credit Manager - Enterprise Finance

About Company

A leading RBI-registered NBFC that provides customized debt solutions and financing to mid-market enterprises and MSMEs across India.

Job Description

Key Responsibilities:

•    Assess credit proposals for mid and large corporate borrowers.
•    Analyze financial statements, cash flows, leverage, profitability, and repayment capacity.
•    Evaluate business, industry, management, and financial risks.
•    Conduct detailed credit underwriting and prepare credit assessment notes.
•    Analyze existing and proposed debt structures and repayment obligations.
•    Review banking conduct, financial performance, and key credit parameters.
•    Identify key risks and mitigants and recommend appropriate credit structures.
•    Work closely with Business, Credit, and other internal teams for credit evaluation.
•    Monitor the financial and credit performance of existing borrowers.
•    Ensure adherence to internal credit policies and risk parameters.

Preferred Background

•    Experience in non-NBFC lending, covering Manufacturing, Services, Construction, and other corporate sectors.
•    Candidates with exposure to Large Corporate or Mid-Corporate lending preferred.
•    Preference for candidates with CA / B.Com / Commerce background.
•    Candidates primarily handling SME lending or low-ticket portfolios (₹2–5 Cr) are not preferred.