Senior Finance Manager - CA

About Company

The company operates in the financial services industry, providing technology-driven digital lending solutions as a regulated non-banking financial company (NBFC) partner to fintechs and other businesses.

Job Description

Loan Book & Portfolio Management
● End-to-end oversight of the loan book across direct sourcing, co-lending, and BC partnerships.
● Build and maintain real-time dashboards to monitor loan book performance (NPA %, PAR, collections efficiency, etc.).
● Ensure accurate reconciliation of all loans (direct and partner-sourced) with bank statements, LMS, and accounting systems.

FLDG & Partnership Management
● Lead financial evaluations and ongoing monitoring of fintech partners with FLDG arrangements.
● Track and reconcile FLDG coverage, defaults, and recoveries.
● Manage co-lending and BC partnerships, including financial diligence, cash flow alignment, and MIS integration.

Evaluation & Due Diligence of NBFCs/Partners
● Conduct in-depth financial and risk analysis of NBFCs or non-NBFC entities for potential partnerships.
● Review promoter background, financial health (CAR, GNPA/NNPA, ALM), audit reports, and compliance status.
● Prepare recommendation reports for partnerships and investment decisions.

Financial Reporting & Compliance
● Prepare accurate and timely financial statements (quarterly/annual), ensuring compliance with all SEBI and RBI regulations.
● Oversee statutory audits, internal audits, and RBI inspections.
● Manage tax planning, GST compliance, and other regulatory filings.

Automation & Process Optimization
● Work closely with the product team to automate reconciliation, reporting, and financial processes.
● Drive integration of finance dashboards into the loan management system (LMS) for real-time portfolio and risk visibility.
● Identify opportunities for automation in financial reporting and portfolio monitoring.

Strategic Financial Planning
● Prepare monthly MIS reports, cash flow forecasts, and portfolio analysis to support strategic decision-making.
● Collaborate with the leadership team to improve margins, reduce defaults, and optimize lending operations.
● Evaluate ROI and financial performance of all lending partnerships and products.

Mandatory Requirement

Primary Job Profile : Finance & Accounts

Technical Skills : Financial reporting, Process automation, Co-lending Operations

Candidate Industry Requirement: Bank/ NBFC/ Fintech

Candidate Location Requirement: Mumbai

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